LM Funding America (NASDAQ:LMFA) and SAIHEAT (NASDAQ:SAIH) Head to Head Contrast

LM Funding America (NASDAQ:LMFA) and SAIHEAT (NASDAQ:SAIH) are both small-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their profitability, valuation, dividends, earnings, analyst recommendations, institutional ownership and risk.

Profitability

This table compares LM Funding America and SAIHEAT’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
LM Funding America	-96.23%	-35.84%	-31.86%
SAIHEAT	N/A	N/A	N/A

Volatility & Risk

LM Funding America has a beta of 1.42, indicating that its share price is 42% more volatile than the S&P 500. Comparatively, SAIHEAT has a beta of 1.68, indicating that its share price is 68% more volatile than the S&P 500.

Analyst Recommendations

This is a breakdown of current recommendations for LM Funding America and SAIHEAT, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
LM Funding America	0	1	0	0	2.00
SAIHEAT	0	0	0	0	0.00

Institutional & Insider Ownership

22.7% of LM Funding America shares are held by institutional investors. Comparatively, 0.2% of SAIHEAT shares are held by institutional investors. 36.1% of LM Funding America shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Earnings & Valuation

This table compares LM Funding America and SAIHEAT”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
LM Funding America	$12.98 million	0.85	-$15.94 million	($4.91)	-0.44
SAIHEAT	$6.78 million	2.01	-$6.12 million	N/A	N/A

SAIHEAT has lower revenue, but higher earnings than LM Funding America.

Summary

SAIHEAT beats LM Funding America on 6 of the 10 factors compared between the two stocks.

About LM Funding America

LM Funding America, Inc. operates as a cryptocurrency mining and specialty finance company. It operates through two segments, Specialty Finance and Mining Operations. The company also engages in Bitcoin mining operations; and provides funding to nonprofit community associations. The company was founded in 2008 and is based in Tampa, Florida.

About SAIHEAT

SAIHEAT Limited engages in the development of liquid-cooling data centers. It develops technologies for the advanced computing center ecosystem, a center that provides high-performance servers, liquid cooling, and systems for capturing and recycling computing heat. The company was formerly known as SAI.TECH Global Corporation and changed its name to SAIHEAT Limited in August 2024. SAIHEAT Limited was founded in 2019 and is headquartered in Singapore.